Banana Chocolate Chip Oat Muffins (Printable)

Soft muffins with ripe bananas, oats, and chocolate chips ready in 35 minutes.

# What You'll Need:

→ Dry Ingredients

01 - 1 cup all-purpose flour
02 - 1 cup rolled oats
03 - 1/2 cup granulated sugar
04 - 1/2 teaspoon baking soda
05 - 1 teaspoon baking powder
06 - 1/4 teaspoon salt
07 - 1/2 teaspoon ground cinnamon

→ Wet Ingredients

08 - 3 medium ripe bananas, mashed
09 - 1/3 cup melted butter or vegetable oil
10 - 2 large eggs
11 - 1 teaspoon pure vanilla extract

→ Add-Ins

12 - 1/2 cup semi-sweet chocolate chips
13 - 1/4 cup chopped walnuts or pecans (optional)

# Step-by-step:

01 - Preheat oven to 350°F. Line a 12-cup muffin tin with paper liners or grease lightly.
02 - In a large bowl, whisk together flour, oats, sugar, baking soda, baking powder, salt, and cinnamon until well blended.
03 - Mash bananas in a separate bowl until smooth. Whisk in melted butter or oil, eggs, and vanilla extract until fully combined.
04 - Pour wet ingredients into dry ingredients. Fold gently with a spatula until just combined—do not overmix.
05 - Fold in chocolate chips and chopped nuts if using. Reserve a few chips for topping if desired.
06 - Divide batter evenly among the 12 muffin cups, filling each about three-quarters full.
07 - Bake for 18 to 22 minutes until a toothpick inserted into the center comes out clean.
08 - Let muffins cool in the pan for 5 minutes, then transfer to a wire rack to cool completely.

# Expert Advice:

01 -
  • These muffins stay incredibly moist for days, thanks to all those ripe bananas doing the heavy lifting
  • The oats give them a hearty, wholesome texture that makes you feel good about eating chocolate for breakfast
02 -
  • Overmixing the batter is the number one mistake people make, resulting in dense, tough muffins instead of tender ones
  • Letting the muffins cool in the pan for those crucial 5 minutes prevents them from falling apart when you try to remove them
03 -
  • For bakery style muffin tops, fill the cups to the very top and bake at 425°F for the first 5 minutes before reducing to 350°F
  • Stir a handful of chocolate chips into just the top half of the batter before baking for that gorgeous chocolate speckled surface